Tools · Calculator
Loan Sizing — DSCR-Constrained
Solve for the maximum loan principal a cash flow can support at a target DSCR. Useful before you go out: it tells you what a senior lender will fund without you having to ask.
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Inputs
Result
Maximum supportable loan
$13,291,267
Annual debt service
$1,076,923
Monthly payment
$89,744
At a 1.30x DSCR, 6.50% coupon and 25-year amortisation, the cash flow supports up to $13,291,267 of senior debt. Real lender output may still be capped by LTV, debt yield or value-add reserves.
This is the DSCR-binding loan amount only. The actual quote is the minimum of the DSCR test, the LTV ceiling and the debt-yield floor — run the LTV/LTC and Debt Yield calculators alongside this one to find which constraint binds.