Glossary · Debt metrics
Debt yield
Net Operating Income divided by loan amount. A rate-independent leverage check that ignores valuation noise.
Related
- DSCR (Debt Service Coverage Ratio)
Net Operating Income divided by annual debt service. Can the asset pay its loan from its own cash flow? Lenders typically want 1.25–1.40x or higher.
- NOI (Net Operating Income)
Property income after operating expenses, before debt service and taxes.
- LTV (Loan-to-Value)
Loan amount divided by asset value. The headline leverage measure for stabilised debt.
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