Glossary · Debt metrics
Bullet / balloon
A loan repaid in full at maturity rather than amortised over the term.
Why it matters
Lower interim payments — but full refinance risk at the end.
Related
- Amortisation
The scheduled repayment of loan principal over the term, alongside interest.
- Bridge finance
Short-term, fast, higher-cost debt to a defined exit — typically a sale or refinance.
- Senior debt
The most secured layer of the capital stack — first claim on cash flow and collateral, lowest cost, typically 50–65% of cost.
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